Terms and Conditions

1. Introduction

SpendBook is a platform designed to help users manage personal expenses, track spending, and view reports visually.

By using our services, you confirm that you have read, understood, and agreed to all terms outlined here.

2. User Accounts

• You are responsible for maintaining the confidentiality of your login credentials and all activities under your account.
• In case of unauthorized access or suspicious activity, you must notify the website administrator immediately.

3. User Responsibilities

• You agree to use the website for lawful purposes only and not to post or distribute any harmful, misleading, or offensive content.
• Users must not interfere with or disrupt the system, servers, or networks connected to the platform.
• You are solely responsible for protecting your financial data and making independent financial decisions based on your usage of the website.

4. Our Rights and Responsibilities

We reserve the right to update, modify, or discontinue any part of the website or services at any time without prior notice.

We are committed to protecting your personal data and will not share it with third parties without your consent, except as required by law.

SpendBook shall not be held liable for any losses or damages resulting from your use of the platform or reliance on the data provided.

5. Privacy Policy

Your personal data will be collected, stored, and processed in accordance with our Privacy Policy.

You have the right to request changes or deletion of your personal data at any time.

6. Intellectual Property

All content, images, software, and documents on SpendBook are owned or licensed by us.

You are not allowed to copy, reuse, or distribute any content without our prior written consent.

7. Limitation of Liability

SpendBook is a financial management tool. We do not guarantee the accuracy or effectiveness of financial decisions made based on the platform's data.

In any case, our total legal liability will not exceed any amount paid by users for services (if any).

8. Changes to Terms

These Terms & Conditions may be updated from time to time. Continuing to use the website after such updates constitutes acceptance of the new terms.

9. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us at: